Stores use these tricks to get you to spend money. Don’t fall for it. - Vox

Stores use these tricks to get you to spend money. Don't fall for it. - Vox


https://apple.news/AzUw-LrkVRICcpdEZSM1HIQ

Heart rate - what’s good and bad?

Resting heart rate:

A resting heart rate predicts longevity and cardiovascular disease, and current evidence suggests that it is also an important marker of outcome in cardiovascular disease, including heart failure. A normal heart rate is between 60-100 beats per minute at rest (sitting, relaxing, etc.). It is well-known that the average resting heart rate for well-trained athletes is 40-60 beats per minute! 

Exercising heart rate:

To determine what a normal exercising heart rate is, you first need to determine your age-predicted maximal heart rate. Here is the generalized equation for predicting maximal heart rate (HRmax) in healthy adults:

HRmax = 208 – (0.7 x age) 

Generally, during exercise, you want your heart rate to be at 50-90% of your maximal heart rate. This range should be considered your general target heart rate during exercise.

For Leo:  max is 186.  

50%=93, 90%=168

For Lee:  max is 164

50%=82, 90%=148

What's your personal calculation say? The Apple Watch, FITBit, and similar devices can monitor your heart rate.  

How to stop junk mail and save trees — and your sanity

https://www.washingtonpost.com/amphtml/lifestyle/home/how-to-stop-junk-mail-and-save-trees--and-your-sanity/2018/02/12/6000e4c4-05d9-11e8-b48c-b07fea957bd5_story.html

make donations but not be harassed by charities for the rest of my life

https://lifehacker.com/how-can-i-donate-to-charity-without-getting-harrassed-b-1570300719/amp

How to Get Out of Paying a Hotel's Resort Fee—It Can Be Done!

https://www.frommers.com/deals/hotels/how-to-get-out-of-paying-a-hotels-resort-feeit-can-be-done

Daily aspirin may be harmful for healthy, older adults, new research shows - NBC News

Daily aspirin may be harmful for healthy, older adults, new research shows - NBC News


https://apple.news/AIuI5UOtBSB-n_1rBxJoXnQ

2 forms of exercise are the best way to stave off the effects of aging — here's how to incorporate them into your life

Hi!   Great article!   2 forms of exercise are the best way to stave off the effects of aging — here's how to incorporate them into your life - Business Insider

https://apple.news/APm8KrXFxTRO9gp2KrsiIxw

Hospitals prepare to launch their own drug company to fight high prices and shortages - NPR

Hospitals prepare to launch their own drug company to fight high prices and shortages - NPR


https://apple.news/Ar3uMXAJfTrK0Ve8cDk1vOA

The One Incredible Perk of Buying Your Car Through Costco

Maybe check them out when my lease is up?

https://www.yahoo.com/amphtml/finance/news/one-incredible-perk-buying-car-151619718.html

Motorcycles for seniors

https://www.chuckhawks.com/bike_trike.htm

Why You Should Tell Your Co-Workers How Much Money You Make - The New York Times

Why You Should Tell Your Co-Workers How Much Money You Make - The New York Times


https://apple.news/Azi9jUK5IQiC9umvr_CcTHw

The Exercise That Helps Mental Health Most - WSJ - www.wsj.com

Interesting article!

https://www.wsj.com/articles/the-exercise-that-helps-mental-health-most-1534777677?mod=wsjan

The fear of running out of money in retirement is overblown

Interesting?:

"Strongly believe the trend is for more workers to work out of lower cost of living cities thanks to technology. I'm shooting for a 8-15 percent return on my investments as real estate is my favorite asset class to build long-term wealth."

https://www.cnbc.com/amp/2018/08/14/sam-dogen-the-fear-of-running-out-of-money-in-retirement-is-overblown.html

Harvard professor just busted the myth that coconut oil is good for you, calling it 'pure poison'

https://amp.businessinsider.com/harvard-speaker-busts-coconut-oil-health-myth-calling-it-pure-poison-2018-8

Norway Has A Radical Approach To Plastic Pollution, And It’s Working - HuffPost

Norway Has A Radical Approach To Plastic Pollution, And It's Working - HuffPost


https://apple.news/AL-05tbOmTGamSTYD6pzi3Q

Here's How Much Social Security Benefits Are by Age and Income Level

https://www.fool.com/amp/retirement/2018/08/21/heres-how-much-social-security-benefits-are-by-age.aspx

These Cruise Lines Want You To Get Off The Ship - Forbes Magazine

Interesting!  I agree!  I want to experience the destination... except perhaps Ensenada. Lol 😂 

https://apple.news/APFtxwOb-T0KRUBx2F9OJPg

Solo Vacations: 15 Great Places To Travel Alone In America - TripAdvisor

Solo Vacations: 15 Great Places To Travel Alone In America - TripAdvisor


https://apple.news/AaedbO0SDTKGMH2Fcnl1cEA

Researchers Think Preventing Alzheimer's Might Actually Be Within Your Control - TIME

Researchers Think Preventing Alzheimer's Might Actually Be Within Your Control - TIME


https://apple.news/A5I0qu940S0KXwn3ISpTmNQ

Millions suffer from an invisible disease: My ME/CFS story - CNN

Millions suffer from an invisible disease: My ME/CFS story - CNN


https://apple.news/A_blYHMLHQaGI1VMblKU0WA

The Cognitive Biases Tricking Your Brain

Fascinating!

https://www.theatlantic.com/amp/article/565775/

The biggest lie we still teach in American history classes - Vox

The biggest lie we still teach in American history classes - Vox


https://apple.news/AZTisJGKxTBykS_WJFwkx9g

New Alzheimer’s Drug Shows Big Promise in Early Trial Results - The New York Times

New Alzheimer's Drug Shows Big Promise in Early Trial Results - The New York Times


https://apple.news/AxD1QwWlvSiWPScHU-PRJuQ

Advice on credit card deals

I recently gave advice to Annie when she asked about credit cards 💳.   It might be helpful so I'm sharing it here:

Watch out for 0% deals — it's a lure to get you hooked.  It got so bad for me with credit card debt years ago that I had to roll thousands into the refinance of my house to get rid of the terrible penalty fees.  Still paying it off in my mortgage payment.  

Best credit card deals are through your local credit unions (not banks) — join one.  Discover is also good — but still compare the interest rates and fees. Best if you PAY IT OFF every month.  Don't let yourself be charged interest!  It grows into a real problem.  Live within your means.  Don't get more than 1 card if possible.   

Best,

Lee

Professor of Yale's most popular class on rewiring your brain for a happier life - CBS News

Professor of Yale's most popular class on rewiring your brain for a happier life - CBS News


https://apple.news/A7YlltILYRcmI4upSpktOTw

This Surprising Factor May Raise Your Risk of Alzheimer’s - TIME

This Surprising Factor May Raise Your Risk of Alzheimer's - TIME


https://apple.news/ArFUJVHasQHGnze52RL_fhA

How to grow vegetables without a backyard

How to grow vegetables without a backyard


https://www.cnet.com/how-to/how-to-grow-vegetables-without-a-backyard/

The world's most and least secure countries

Watch out!

https://www.axios.com/the-worlds-most-and-least-secure-countries-55ac42e6-7a9b-4075-87b2-95e129ac010e.html

Last Minute Cruising: 9 Tips for Getting a Deal

https://www.cruisecritic.com/articles.cfm?ID=68

Bill Clinton says impeachment process over Russia probe would be underway if Democrat were in office

https://amp.cnn.com/cnn/2018/06/03/politics/bill-clinton-donald-trump-russia-investigation/index.html